请选择身份角色
网办深度
复制成功
1728063AE1483EB217435D3F7259AA06
{"baseInfo":{"acceptAddrDesc":"郑州市中原区（县）中原西路与图强路交叉口向北100米街道；郑州市政务服务办事大厅一楼公积金和税务综合受理区郑州公积金中心厅综合受理窗口","applyAttrGetInfo":"","applyConditionDesc":"《河南省住房公积金个人住房贷款管理办法(试行）》（豫建金管〔2015〕31号）第八条“具有完全民事行为能力的住房公积金缴存职工,购买、建造、翻建、大修自住住房时,可申请住房公积金贷款。”第九条:“借款人申请住房公积金贷款,应当同时具备下列条件:(一)具有合法有效的身份证明;(二)正常连续缴存住房公积金达到规定的时限;(三)有稳定的职业和收入,信用良好,有偿还贷款本息的能力;(四)所购自住住房,具有符合规定的房屋买卖合同或买卖协议;建造、翻建自住住房的,具有规划、土地、建设等管理部门的批准文件;大修自住住房的,具有相关管理部门的批准文件;(五)购买自住住房,有规定比例的首期付款;(六)本人及其配偶均无尚未结清的住房公积金贷款;(七)同意按照住房公积金管理机构认可的担保方式进行担保;(八)住房公积金管理机构规定的其他条件。”","baseCode":"411002034W01","catalogUnid":"E3C0C4C78583F20DE76E402BF2192B3D","chargeDesc":"","contactPhone":"一、短号:12329转1 \r\n二、网上咨询地址：\r\nhttp://was.hnzwfw.gov.cn/evaluation-web/userAuthent/getUserAuthent.do?flag=3","countLimitDesc":"无","deptCode":"124101004160488334","deptName":"郑州住房公积金管理中心","deptUnid":"001003008002032","enterpriseZt":"无","flowContent":"/group1/M00/1C/6A/rBQCQl-hBtOANv90AAFwVo3SShA519.jpg","flowDesc":"环节名称：受理；办理人：大厅综合受理窗口；办理时限：1个工作日；审查标准：申请人通过实体大厅综合受理窗口提交相关申请材料；办理结果：工作人员接收后，对于所提交材料不齐全或不符合法定要求的，当场一次性告知申请人需补正的材料。若提交材料齐全，当场作出受理决定。；\r\n环节名称：审核；办理人：审批办主任；办理时限：4个工作日；审查标准：受理申请材料后，审核岗人员依据《住房公积金贷款业务标准》（GB/T51267-2017）明确的审核标准对相关内容逐项进行审核。；办理结果：对受理材料不齐全或不符合法定要求的，退回受理环节并一次性告知需补正的材料。若受理材料齐全，当场作出受理决定。；\r\n环节名称：决定；办理人：首席代表；办理时限：1个工作日；审查标准：审核完成后，在承诺时限内作出是否同意申请事项的决定。准予许可决定的，出具审批意见；不予许可决定的，明确告知理由，并退还申请材料。；办理结果：出具《住房公积金个人住房贷款受理回单》。；","forUser":"自然人","handleScope":"全市","implementCode":"1241010041604883343411002034W01","implementPropety":"法定机关","infoType":"承诺件","isCharge":"N","leadDepts":"暂无信息！","legalDays":"15","legalDaysDesc":"《住房公积金管理条例》（1999年4月3日中华人民共和国国务院令第262号发布，2019年3月24日第二次修订）第二十六条：“缴存住房公积金的职工，在购买、建造、翻建、大修自住住房时，可以向住房公积金管理中心申请住房公积金贷款。住房公积金管理中心应当自受理申请之日起15日内作出准予贷款或不准予贷款的决定，并通知申请人；准予贷款的，由受委托银行办理贷款手续。","legalStandard":"\"1.《住房公积金管理条例》（1999年4月3日中华人民共和国国务院令第262号发布，2019年3月24日第二次修订）第二十六条：“缴存住房公积金的职工，在购买、建造、翻建、大修自住住房时，可以向住房公积金管理中心申请住房公积金贷款。住房公积金管理中心应当自受理申请之日起15日内作出准予贷款或不准予贷款的决定，并通知申请人；准予贷款的，由受委托银行办理贷款手续。住房公积金贷款的风险，由住房公积金管理中心承担。”\r\n2.《河南省住房公积金管理条例》（河南省人民代表大会常务委员会公告第16号）第三十二条：“缴存住房公积金的职工在购买、建造、翻建、大修自住住房时，可以向住房公积金管理中心申请住房公积金贷款。住房公积金管理中心应当按照中国人民银行关于个人住房贷款的有关规定，自受理申请之日起十个工作日内作出准予贷款或者不准贷款的决定。准予贷款的，由受托银行办理贷款手续；不准予贷款的，书面通知申请人并说明理由。住房公积金贷款的风险，由住房公积金管理中心承担。”\r\n3.《河南省住房公积金个人住房贷款管理办法（试行）》（豫建金管〔2015〕31号）第五条“各地住房公积金管理机构负责本行政区域内住房公积金贷款管理工作，履行下列职责：（三）负责住房公积金贷款的受理、审批、发放及回收等管理工作，并监督贷款的用途。”\"","mediationServices":"无中介服务事项","monitorComplain":"一、短号:12329\r\n二、网上投诉地址：\r\n 1、河南省政务服务网上投诉平台:\r\n http://was.hnzwfw.gov.cn/evaluation-web/userAuthent/getUserAuthent.do?flag=4\r\n 2、河南省信访局网上投诉平台:\r\n http://wsxfdt.xfj.henan.gov.cn:8080/zfp/webroot/index.html\r\n 3、河南省纪委网上投诉平台:\r\n http://henan.12388.gov.cn/","officeTime":"周一至周五， 法定节假日除外 。 夏季：上午09:00-12:00 下午 13:00-17:00； 冬季：上午09:00-12:00 下午 13:00-17:00。","performContent":"住房公积金管理中心应当自受理申请之日起15日内作出准予贷款或不准予贷款的决定，并通知申请人；准予贷款的，由受委托银行办理贷款手续。","performLevel":"市级/隶属 ","personZt":"住房保障","powerFeatures":"暂无信息！","powerResource":"法定本级行使","promiseDays":"6","promiseDaysDesc":"承诺时限不包含办理抵押登记所需时间","resultDesc":"窗口领取，不可代领。","resultExampleArray":"[\"/group1/M00/1B/E1/rBQCQl-YzfKAIeBrAALn2JH7TFU922.jpg\"]","resultGetType":"窗口领取","resultNameArray":"[\"贷款业务回单\"]","resultType":"其他","serviceCode":"416048833QT22879001","serviceContent":"暂无信息！","serviceName":"购买新建住房申请住房公积金贷款","serviceType":"其他行政权力","starLevel":3,"taskHandleItem":"1241010041604883343411002034W0101","trafficGuide":"1、乘坐210路、12路、12路区间车、37路到市政务中心站下车。\r\n2.乘坐地铁1号线西流湖站B出站口换乘S170或S180直达市办事大厅。","unid":"1728063AE1483EB217435D3F7259AA06","uniteDeptNames":"无"},"chargeInfo":[],"noticeInfo":[{"content":"目前政策规定：同一家庭可以使用两次住房公积金贷款，上笔公积金贷款未结清的家庭不得办理公积金贷款。","noticeStatus":"Y","noticeUnid":"10884F3AD657644CAC9E0A119471CBC7","serviceId":"1728063AE1483EB217435D3F7259AA06","sortId":"0","syncQzj":"U","title":"同一家庭可以办理几次住房公积金贷款业务？","type":"3"},{"content":"等额本金递减的特点是每月还款的本金是固定的，利息是递减的，在整个还款期间还款压力先大后小；月均等额本息的特点是利率不变时每月还款的本息和是固定的，在整个还款期间还款压力基本相同。因此，借款人可根据自身经济能力选择合适的还款方式。","noticeStatus":"Y","noticeUnid":"8F525E13ECE657EDB1E9C431CCFD4E04","serviceId":"1728063AE1483EB217435D3F7259AA06","sortId":"0","syncQzj":"U","title":"等额本金递减与月均等额本息两种还款方式有何区别？","type":"3"},{"content":"不可以。郑州住房公积金管理中心已暂停了此业务。","noticeStatus":"Y","noticeUnid":"94506392462DB08DF41E269FFE5564C0","serviceId":"1728063AE1483EB217435D3F7259AA06","sortId":"0","syncQzj":"U","title":"商业贷款可否申请转为公积金贷款？","type":"3"}],"materialList":[{"acceptRequire":"材料真实有效","copyNum":"2","examplefileUrl":"","fileUrl":"","format":"原件和复印件","getTypes":"license,deptcheck,others","importLevel":"2","isReduce":"Y","licenseTypeCode":"","materialMemo":"原件退回，复印件受理机构存档。","materialStatus":"Y","materialTable":[],"materialUnid":"14D460E1EFFD882699E16BE7DBD566A0","name":"婚姻状况有效材料","necessityDesc":"《住房公积金个人住房贷款业务规范》”","reductionExplain":"凡河南省内办理的结婚证，在郑州市大数据平台能够查询婚姻登记信息的，不再提供结婚证（部分军官证办理的结婚证、老旧版结婚证等无法查询婚姻登记信息的除外）。","resultCode":"","srcNum":"1","srcWay":"政府部门核发","submitMedium":"3","submitRequire":"民政部门"},{"acceptRequire":"材料真实有效","copyNum":"0","examplefileUrl":"","fileUrl":"","format":"原件","getTypes":"paper,upload","importLevel":"2","isReduce":"N","licenseTypeCode":"","materialMemo":"受理机构存档","materialStatus":"Y","materialTable":[],"materialUnid":"215E3093219F1CA1B9091F06E5F46912","name":"商品房买卖合同","necessityDesc":"《住房公积金个人住房贷款业务规范》","reductionExplain":"","resultCode":"","srcNum":"3","srcWay":"政府部门核发","submitMedium":"1","submitRequire":"房管部门"},{"acceptRequire":"材料真实有效","copyNum":"2","examplefileUrl":"","fileUrl":"","format":"原件和复印件","getTypes":"paper,upload","importLevel":"2","isReduce":"N","licenseTypeCode":"","materialMemo":"原件退回，复印件受理机构存档。","materialStatus":"Y","materialTable":[],"materialUnid":"29F73D4671607F6EAB8B478F782F080C","name":"首付款凭证","necessityDesc":"《住房公积金个人住房贷款业务规范》","reductionExplain":"","resultCode":"","srcNum":"1","srcWay":"申请人自备","submitMedium":"1","submitRequire":"申请人自备"},{"acceptRequire":"材料真实有效","copyNum":"0","examplefileUrl":"","fileUrl":"","format":"原件","getTypes":"paper,upload","importLevel":"2","isReduce":"N","licenseTypeCode":"","materialMemo":"受理机构存档","materialStatus":"Y","materialTable":[],"materialUnid":"2CEE83C0748B1CB800A44B879691F657","name":"异地贷款职工住房公积金缴存使用证明及缴存明细或提供证明事项告知承诺书","necessityDesc":"《住房公积金个人住房贷款业务规范》","reductionExplain":"","resultCode":"","srcNum":"1","srcWay":"申请人自备","submitMedium":"1","submitRequire":"申请人自备，承诺书请在中心网站“便民服务”进行文件下载。"},{"acceptRequire":"材料真实有效","copyNum":"0","examplefileUrl":"","fileUrl":"","format":"原件","getTypes":"paper,upload","importLevel":"2","isReduce":"N","licenseTypeCode":"","materialMemo":"受理机构存档","materialStatus":"Y","materialTable":[],"materialUnid":"4DA906F5B691C5CAADEFBBF6B97EBF30","name":"家庭住房情况有效材料","necessityDesc":"《住房公积金个人住房贷款业务规范》","reductionExplain":"","resultCode":"","srcNum":"1","srcWay":"申请人自备","submitMedium":"1","submitRequire":"申请人自备"},{"acceptRequire":"材料真实有效","copyNum":"3","examplefileUrl":"/group1/M00/15/F6/rBQCQl9SAeCALaiFAAX36mvhvps820.jpg","fileUrl":"","format":"原件和复印件","getTypes":"paper,upload","importLevel":"2","isReduce":"N","licenseTypeCode":"","materialMemo":"配偶及共有人（如果有）身份证\r\n\r\n原件退回，复印件受理机构存档。\r\n\r\n","materialStatus":"Y","materialTable":[],"materialUnid":"4DD1280F1204E4E1A700E09EA70360BD","name":"中华人民共和国居民身份证","necessityDesc":"《住房公积金个人住房贷款业务规范》","reductionExplain":"","resultCode":"","srcNum":"1","srcWay":"政府部门核发","submitMedium":"1","submitRequire":"公安机关"},{"acceptRequire":"材料真实有效","copyNum":"1","examplefileUrl":"","fileUrl":"","format":"原件和复印件","getTypes":"paper,upload","importLevel":"2","isReduce":"N","licenseTypeCode":"","materialMemo":"原件退回，复印件受理机构存档。","materialStatus":"Y","materialTable":[],"materialUnid":"5A7D0FAB77BD8B75D3D473C711BC21DE","name":"I类借记卡","necessityDesc":"《住房公积金个人住房贷款业务规范》","reductionExplain":"","resultCode":"","srcNum":"1","srcWay":"申请人自备","submitMedium":"1","submitRequire":"申请人自备"}],"bsznExtInfo":{"entrustName":"暂无信息！","fourStandard":"马上办,一次办,就近办","handleType":"窗口办理,网上办理","isEntryCenter":"是","isExpress":"否","isOnline":"否","isReservation":"否","isServiceTerminals":"否","isWeb":"N","linkAddr":"http://www.hnzwfw.gov.cn/hnzw/gbGetUrl.do?sid=416048833QT22879001","onlineHandleDepth":"互联网咨询,互联网收件,互联网预审,互联网受理,互联网办理结果信息反馈","unid":"1728063AE1483EB217435D3F7259AA06","webApplyUrl":"https://tysl.hnzwfw.gov.cn/ycslypt_web/serviceApply.action"},"nodeInfo":[{"dealMan":"大厅综合受理窗口","nodeDesc":"申请人通过实体大厅综合受理窗口提交相关申请材料","nodeName":"受理 ","promiseDays":"1个工作日","resultDesc":"工作人员接收后，对于所提交材料不齐全或不符合法定要求的，当场一次性告知申请人需补正的材料。若提交材料齐全，当场作出受理决定。","sortid":"2"},{"dealMan":"审批办主任","nodeDesc":"受理申请材料后，审核岗人员依据《住房公积金贷款业务标准》（GB/T51267-2017）明确的审核标准对相关内容逐项进行审核。","nodeName":"审核 ","promiseDays":"4个工作日","resultDesc":"对受理材料不齐全或不符合法定要求的，退回受理环节并一次性告知需补正的材料。若受理材料齐全，当场作出受理决定。","sortid":"3"},{"dealMan":"首席代表","nodeDesc":"审核完成后，在承诺时限内作出是否同意申请事项的决定。准予许可决定的，出具审批意见；不予许可决定的，明确告知理由，并退还申请材料。","nodeName":"决定 ","promiseDays":"1个工作日","resultDesc":"出具《住房公积金个人住房贷款受理回单》。","sortid":"4"}],"itemDeactivate":false,"acceptInfos":[{"acceptUnid":"1728063AE1483EB217435D3F7259AA06","serviceId":"1728063AE1483EB217435D3F7259AA06","toWinInfo":"客户通过网络上传资料，如中心审核通过，客户带齐材料到窗口办理","toWinMaxNum":"1"}]}
